Articles

A profile to get to know the OBA Insurance Law Executive. This focus is on Zack Garcia, Senior Claims Officer and Counsel Financial & Professional Services (FPS) at Liberty Mutual Canada.

Is the removal of a luminaire from the subject location a breach of the duty of care resulting in negligence?

While working with clients in the creative industry who actually take part in the creative process, such as artists, writers and musicians, there is often a slight aversion to engaging with the law or directing legal decisions. Here are five points to perk up the ears of your creative client.

In recent years, the rise of social media and the prevalence of influencer marketing has created an oversaturation of tastemakers and microtrends. Many fast fashion brands capitalize on these trends and mass-produce products at a rapid pace. Once these items go out of style and there is no longer any demand, the clothing is then discarded.

On October 19, 2023, experts gathered on the OBA’s panel and provided meaningful insights on comprehensive end-of-life planning. Beyond wills, the panel emphasized the importance of key documents, such as powers of attorney and advance care directives, to ensure that end-of-life wishes are well understood, documented, and followed. The audience was also reminded of the significance of family involvement, transparent communication, and early initiation of uncomfortable discussions.

As the world struggles to recover from the effects of the COVID-19 pandemic, one question that has been gaining some attention in the world of insurance is: in what circumstances did COVID-19 trigger coverage for business interruption under property policies? A Review of the 2023 Ontario Court of Appeal Decision in SIR Corp. v. Aviva Insurance Company of Canada.

Family law is becoming increasingly burdened by high stress, combative lawyers, and unfair judicial rulings. Lawyers, judges and clients are all accountable. Some clients demand an aggressive approach, lawyers justify it, and judges resist penalizing it. Good advocates are motivated by the goal of serving the public good, protecting children from trauma and helping parents solve family problems collaboratively, rather than contributing to the conflict.