Articles 2024

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Emerging Experts in Environmental and Weather Related Claims

Emerging Experts in Environmental and Weather Related Claims

  • June 24, 2016
  • Amanda McBride and Daniel Michaud-Shields

Weather Attribution is a broad term encapsulating many scientific disciplines that seek to ultimately link climate change to specific weather events. As a scientific field, it is rarely seen within litigation matters, but it has manifested itself in the insurance industry, as insurers have found utility in this science for several years now, when dealing with issues related to weather events.

Insurance Law
Disclosure Requirements for Statutory Third Parties

Disclosure Requirements for Statutory Third Parties

  • June 24, 2016
  • Randall Carter

Two cases decided within the last year have confirmed that an insurer that adds itself as a Third Party pursuant to Section 258 (14) of the Insurance Act (the off-coverage insurer) is required to answer questions and disclose information in relation to the insurer’s off-coverage position.

Insurance Law
Insurance Limitation Periods: 2015

Insurance Limitation Periods: 2015

  • March 29, 2016
  • Debra E. Rolph

Debra E. Rolph of LawPRO has authored a paper concerning notable insurance limitation period cases and also discusses some outstanding “problem” areas. Ms. Rolph’s paper has been divided into 4 parts: Part 1: Discoverability; Part 2: Pleadings and Procedural Issues; Part 3: Insurance Contracts; and Part 4: “Problem” Areas and Conclusion.

Insurance Law
Insurance Limitation Cases Part 2: Pleadings and Procedural Issues

Insurance Limitation Cases Part 2: Pleadings and Procedural Issues

  • March 29, 2016
  • Debra E. Rolph

In 2015, the Courts continued to build on the limitations law decided in previous years, not only concerning discoverability generally, but also in the context of professional malpractice, disability insurance, OPCF 44R and uninsured motorist coverages, and relief from forfeiture. The Court of Appeal definitively determined that laches has no application to claims governed by the Limitations Act 2002.

Insurance Law
Insurance Limitation Cases Part 3: Insurance Contracts

Insurance Limitation Cases Part 3: Insurance Contracts

  • March 29, 2016
  • Debra E. Rolph

Discussions concerning insurance contracts including: Contracting Out; Disability Insurance; OPCF 44R and Unidentified, Uninsured Claims; Comprehensive Policies – Casualty Coverage; SABs; Relief from Forfeiture; Laches and Acquiescence in the Insurance Context; and Estoppel and Fraudulent Concealment.

Insurance Law
Case Summary on <em>Dams v. TD Home and Auto Insurance Company</em>

Case Summary on Dams v. TD Home and Auto Insurance Company

  • March 29, 2016
  • Kathleen Erin Cullin

This Court of Appeal decision arises as a result of the Defendant insurer’s denial of the Plaintiff’s claim under the Uninsured Automobile Coverage provisions of his auto insurance policy. The Defendant alleged that the Plaintiff had failed to comply with the reporting requirements pursuant to the policy. The Plaintiff sought relief from forfeiture.

Insurance Law