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Insurance Law

From programming and advocacy to peer recognition and relevant resources, OBA Section membership connects you with education, engagement and leadership opportunities to propel you to the forefront of your area of practice.

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Resources, Articles, & Advocacy

Article | March 20, 2026

A Cautionary Tale for Vehicle Co Owners: ONCA Rules One Owner’s Consent Binds All

A powerful reminder for anyone sharing vehicle ownership. Consent from one owner can create liability for all. In Nowakowski v Campbell, 2025 ONCA 762, the Ontario Court of Appeal upheld a motion judge’s decision that a co-owner of a motor vehicle can be held liable for loss or damage caused by the negligent operation of the vehicle, even if they did not consent to a non-owner using it, so long as another co-owner did provide that consent.

Legislative Update | March 20, 2026

Your OBA LegUp Policy and Legislative Update Week of March 16

Pepper Spray: Ontario is calling on the Federal government to amend the Criminal Code to allow the use of pepper spray for self-defence. Currently, pepper spray designed for use on people is classified as a prohibited weapon.

Legislative Update | March 13, 2026

Your OBA LegUp Policy and Legislative Update Week of March 9

Jets at Billy Bishop: Premier Ford has suggested that the province may expropriate Toronto’s share of the airport lands if officials block the expansion plans. The federal government did not specifically endorse the plan, but suggested it was open to examining future expansion.

Advocacy | February 27, 2026

Your OBA LegUp Policy and Legislative Update Week of February 23

OBR Ontario Business Account: On February 23, 2026, the Ministry of Public and Business Service Delivery and Procurement launched the Ontario Business Account. If you are an intermediary using the Ontario Business Account, the ministry recommends transferring your account to the OBR Partner Portal, which is designed to help intermediaries manage client accounts efficiently.

| February 13, 2026

Your OBA LegUp Policy and Legislative Update Week of February 9

Olympic Winter Games: The 2026 Winter Olympic games are underway with a relatively slow start for Canada. Canada is currently #15 in terms of total medals, with zero golds, 3 silvers, and 4 bronze medals. The top three countries by medal count are currently Norway and Italy tied at 18 medals, with the U.S. in third with 14 medals.

Article | December 19, 2025

Wong v Aviva Insurance Company of Canada: Guidance on Loss in Civil Fraud

The Ontario Court of Appeal upheld an auto-insurer’s denial of coverage to a mother-daughter duo who turned a motor vehicle accident into a case of civil fraud. The Court in Wong v Aviva insurance Company of Canada, 2024 ONCA 874 upheld the lower court’s analysis of Hryniak v Mauldin, 2014 SCC 7, to determine that lying to your insurer about the driver of the vehicle involved in an accident can constitute civil fraud.

Article | December 19, 2025

Taylor v. Zents: Over One Hundred Years Later Browne v. Dunn still matters!

Since our days in law school, we’ve been reminded of the rule in Browne v. Dunn time and time again. We’ve heard about it from our professors, our colleagues and mentors, and sometimes from the bench itself - if you want to impeach another party’s witness, the impeaching material must be given to the witness during cross-examination in order to give them an opportunity to explain any contradictions. The recent Court of Appeal decision of Taylor v. Zents, 2025 ONCA 662 reminds us of the importance of never forgetting this rule.

Video | November 26, 2025

Navigating Immigration Matters Involving Children and Youth

Generative AI can significantly improve efficiency and productivity, its purpose should complement and reinforce, rather than substitute, the vital functions performed by lawyers.