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Redirecting Year-End Bonuses to an RRSP: ESA Compliance and Payroll Considerations for Employers

February 9, 2026 | Mariya Askyonova

As year-end approaches, employers often receive requests from employees asking whether a bonus can be directed into an RRSP rather than paid through regular payroll. While this may appear to be a simple administrative preference, it engages statutory obligations under the Employment Standards Act, 2000 (“ESA”), as well as payroll and reporting considerations.

Treating the issue solely as a payroll adjustment risks overlooking important compliance requirements.

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