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Limitation Limbo: When Does the Clock Really Start Ticking?

April 1, 2026 | Francesco Bruno, Boghosian + Allen LLP

Recent case law offers important guidance on the dichotomy of contractual limitation clauses in insurance policies, balancing the rights of insured parties with insurers’ ability to impose shorter timelines. Courts have emphasized that such clauses must be clearly worded and contextually appropriate. This article examines key court decisions, and the variables which impact when, if, and how a contractual limitation will be applicable. 

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